Name: Constantino Rago
School: New York University
Country: Haiti
Program: Fonkoze-CLM
Name: Brock
Smith
School: UC-Davis
Country: Bangladesh
Program:
BRAC-TUP
Name: Humay Guliyeva
School: Columbia University
Country: Bolivia
Program: Pro
Mujer
Name: John
Eder
School: UNC
Country: Ethiopia
Program: MTW-SIM
Project
Name: Ava
Shapiro
School: Columbia University
Country: Guatemala
Program: Friendship Bridge
Name: Boston
McConnaughey
School: Brigham Young University
Country: Haiti
Program: Fonkoze-CLM
Name: Rodrigo
Garza
School: UNC
Country: Bolivia
Program: Pro
Mujer
I’m currently pursuing a Masters in Political Economics at NYU where I also received my B.A. in International Relations in 2008. I was born in Argentina, but have lived most of my life in small town Bethel, CT.
The ASAP summer internship took me to rural Haiti, specifically
Twoudino, Boukankare, and Lagonav, the three regions where Fonkoze,
Haiti’s largest MFI, had chosen to realize their pilot ultra-poor
program, Chemin Lavi Miyo (CLM). Representing some of the poorest
people in Haiti, the Western Hemisphere’s poorest country, the
members of this program had been most of their lives without a
sturdy home, clothes to put on their children, or enough food to
adequately fill their hunger. Our job was to interview these women,
at the time 14 months into the 18 month TUP program, and try to
capture how their lives have been changed by the opportunities
given to them through CLM. On a typical day, we would wake up with
the sun, have breakfast with the staff on site, and trail behind
the case managers as they went door to door checking in with the
CLM members and their families. In some cases, this involved a
simple drive by pick-up to the villages, in others it was a more
involved hour-long hike simply to reach one family, and in some
rare cases it was a combination of the two plus the occasional
river crossing. We would get through, on average, 3 women per day.
In the afternoon, the staff would all meet back up for dinner, some
down time, and then, lacking access to electricity, as the sun set,
so did we.
I will be honest, the internship was not what I expected, at least
in how I thought it would affect me while I was there. I had
studied development and poverty in my undergrad, and knew roughly
how it affects the lives of people both physically and emotionally
in the impoverished communities of the world. But I also knew that
being so intimately close to it would be something I couldn’t
prepare for. The best way I can put it is that I was shocked at how
un-shocked I was. Despite the misery that was so apparent in the
conditions in which these families struggled to get by, they did
not feel sorry for themselves, and so I felt I shouldn’t either.
Perhaps I was unknowingly distancing myself from the women,
interviewer and interviewee, trying to maintain a calculated
approach to the development challenges I was witnessing. It’s still
something I’m struggling to understand myself.
I grew up in Denver and attended the University of Colorado, where I graduated with a BS in Electrical Engineering in 2004. In 2005/06 I earned a Masters Degree in finance from the University of Bradford in the UK. After working for a year and a half in Denver as a mortgage analytics associate, in Fall 2008 I entered the Economics PhD program at the University of California, Davis. My focus will be in development economics.
In 2008 I was selected into the ASAP internship program. I spent
the month of July in various parts of Bangladesh. I mostly worked
with “Building Resources Across Communities” (BRAC), the largest
NGO in the world. I spent a week in one of the rural provinces of
Bangladesh visiting BRAC’s “Targeting Ultra-Poor” (TUP) program.
TUP members are typically too poor for microfinance, and instead
receive assets such as cows and goats, along with training on how
to care for and maintain the asset. I later visited another NGO
(called GoUF for short) involved in microfinance and information
services for poor villages. Through GoUF I visited a “Kawra”
village, whose inhabitants are Hindu pig-rearers that are likely
the poorest, most excluded segment of the Bangladeshi
population.
Being my first visit to a developing country, I learned a great
deal about microfinance, NGOs, and development in general. As I
begin scholarly work on developing countries, I am thankful to have
seen extreme poverty, and a few of the approaches addressing it,
first-hand. I was particularly moved by my visit to the Kawra
community, and am currently involved in linking ASAP with GoUF to
raise funds for their fledgling Kawra-assistance project.

Humble Business Development
Over the summer, I volunteered with an NGO specializing in
HIV/AIDS treatment and support. This organization realized
that with the advent of Anti-Retro Viral drugs their women have
regain strength and wish to work again. Our small team of
MBAs and business professionals worked with them to develop an
income generation component within their Mission. The core of
this mission was adapted within two months and we even had our
first order come in for a new product opportunity.
Through this I grew professionally:
I also grew spiritually:
Exploring the value
The value from this experience is hard to quantify
immediately. Yet, I feel the whole opportunity shifted my
world perspective. I found myself wondering after the
experience “could I possibly have asked for a more ideal summer
internship?” The planning and people involved were that
nice.
I attended Barnard College, Columbia University and graduated in May 2008 with a BA in Political Science and Art History. I focused on Comparative Politics and studied development as well. In my four years I had the opportunity to travel and work in many different facets in Central and South America. When I was a senior I became involved in the Columbia University Microfinance Working Group, where I learned about the opportunity to travel with ASAP.
In July 2008, I spent the month in Panajachel, Guatemala where I
worked with the non-profit microfinance organization, Friendship
Bridge. I spent the month visiting different "Trust Banks" that
women organized in villages surrounding Lake Atitlan. During the
meetings the program officer from Friendship Bridge gave the women
different workshops on women's empowerment, business development,
and other educational subjects. I also interviewed women in the
group in order to better understand their experience working with
the women in their group, their previous access to loans and
capital, their experience of borrowing from Friendship Bridge, and
their aspirations for the future of their families and
businesses.
Interestingly, I also interviewed women who were not a part of
Friendship Bridge and explored the reasons why they chose not to or
were excluded from the lending process. The most common responses
were that they did not have information about the lending program
or they believed that they would not be able to pay back the loan.
Often, women who formed "trust banks" would not openly extend the
invitation for their neighbors to join their group, thus leaving
them out of the lending circle.
The interviews allowed me to explore both the profound benefits
that microfinance can have on individuals in the developing world,
as well as some of the challenges that women face in understanding
and using their loans. It seems that an education system regarding
loan use is a necessity in order for the women to succeed. Overall,
my experience with Friendship Bridge served as an incredibly
educational and stimulating experience, allowing me to explore
economic development through a new lens.

My name is Boston McConnaughey, I am a junior at Brigham Young
University in Provo, Utah. I am currently a Media Arts
Studies major (emphasis in Film) with a Japanese Minor. I am
originally from the Massachusetts south shore area in a town called
Duxbury, however I recently lived for two years in Japan.
On my internship with ASAP I went to Haiti and stayed in various
locations throughout the country between July 20th and August
15th. We worked very closely with the head of a special
program within the Fonkoze Microcredit Bank called CLM (Chemen Lavi
Miyo or the Pathway to a Better Life) Program. This was a
pilot program modeled after a "Targeting the Ultra-Poor Program"
headed up by BRAC in Bangladesh. Our liaison led us to the
three target areas where the program was in full swing. There
we spent about a week in each location meeting with women who were
"clients" selected for the program.
On a typical day we interviewed anywhere from 1-6 women, also over
the term of our stay we talked with case managers of the program
and other clerical officials for Fonkoze's CLM program. In an
interview we asked the major cuases of their situation as they saw
it, and specifically how the program had affected their lives.
I was changed in a number of ways. I understood very
differently than I had before how people can make a better life for
one another. Large programs like the one we were working with
can save lives, families, neighborhoods, and potentially nations as
long as the focus remains simple. People need fundamental
resources like food and water, but they also need to understand
fundamental elements of life, like work and opportunity.
Money was only the catalyst for these women to achieve greater,
deeper personal growth. I began to understand how I as a
student in a very comfortable community in America can reach out
and give hope to the hopeless, and be a friend to the
friendless. That's something I will treasure with me for the
rest of my life.
This past summer I was fortunate to witness the positive impact that Pro Mujer, a global microfinance institution, has on its clients’ lives in Bolivia. Providing women with micro-credit and basic health care for themselves and their family, Pro Mujer has improved not only its client’s living conditions but also their self-esteem and domestic role.
Through interviews and focus groups, I was able to learn first-hand
about the struggles and hurdles that these women, mostly
indigenous, have to face. In addition to increase my awareness of
the harsh conditions in which a big part of people live in this
beautiful country, such exposure also instilled in me a sense of
social responsibility and a commitment to help people improve life
for themselves and their family. This commitment will be a major
driver during my second year in Business School at UNC and in my
professional career. Furthermore, this experience confirmed my
belief of microfinance as an excellent path toward alleviating
poverty.
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